Terms of Service

Effective date: 22 February 2026

By accessing or using the NXOPAY website, you agree to these Terms of Service.

Website use

The information on this website is provided for general informational purposes only and does not constitute financial, legal, regulatory, or investment advice.

You agree not to:

• Use the website for unlawful purposes.
• Attempt to interfere with the security or operation of the website.
• Attempt to gain unauthorised access to any systems or information.

Intellectual property

All content on this website, including text, graphics, logos, software, and materials, is owned by or licensed to NXOPAY and is protected by applicable intellectual property laws.

No material may be copied, reproduced, or distributed without prior written consent from NXOPAY.

No offer

Nothing on this website constitutes:

• An offer of financial services;
• A solicitation or recommendation;
• A commitment by NXOPAY to provide any product or service.

Any services provided by NXOPAY are subject to separate agreements and applicable regulatory approvals.

Third-party links

This website may contain links to third-party websites. NXOPAY is not responsible for their content, availability, or practices.

Disclaimer

The website and its contents are provided “as is” and “as available” without warranties of any kind, express or implied.

NXOPAY does not guarantee that the website will be uninterrupted, error-free, or free from harmful components.

Limitation of liability

To the maximum extent permitted by law, NXOPAY shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of, or inability to use, this website.

Governing law

These Terms of Service shall be governed by and construed in accordance with the laws of the Kingdom of Bahrain, without regard to conflict of law principles.

Changes

NXOPAY may amend these Terms of Service at any time by posting an updated version on this website.

Contact

Questions regarding these Terms of Service may be directed through the contact form on our website.

NXOPAY WLL, Kingdom of Bahrain